About WhaleFin Earn Products
WhaleFin Earn products can help you earn stable returns over time.
Profitable: Higher returns than with traditional savings accounts.
Safe and transparent: Display the estimated returns before committing to the investment
Easy and fast: Make a deposit, choose the tenor and the digital asset you want to invest, and wait for your returns to compound
Secure: WhaleFin by Amber Group is certified SOC Type II by Deloitte, the industry’s gold standard of security and privacy. In 2022, Amber Group became the world's first digital asset platform to achieve SOC 2 compliance (source: PR Newswire).
Believers in long-term potential may elect to simply hold their digital assets and ride out the turbulent market conditions, while speculators or those burned by a loss may be considering transitioning their funds out of the ecosystem to wait for a friendlier climate. For investors all along this spectrum, however, there continue to be attractive return opportunities offered by digital assets’ novel properties, even through bear markets.
This is what fixed-rate earning products can offer to compound returns passively.
Earn products offer a powerful means of compounding wealth without the burden of looking into the day-to-day fluctuations of trading prices. It is an investment option that works similarly to savings accounts in traditional financial institutions. It allows investors to earn stable and predictable returns on their existing digital assets with meaningful returns and flexibility.
Fixed Earn is an attractive passive investment option because the rates are significantly higher than traditional savings accounts. Banks offer an average of 0.42% APY on savings accounts (source: Business Insider), whereas the potential annual return offered by digital asset platforms can reach 7–10% or more.
WhaleFin Earn is a product for stable returns available on the WhaleFin app.
WhaleFin offers Fixed Earn products for major digital assets with great flexibility, high return, and no service fees. Long-term holders of assets like Bitcoin and Ethereum can earn attractive returns on their portfolio of investments, while those simply looking for more stable returns can select a stablecoin option to avoid exposure to market volatility.
Two types of Fixed Earn are available on WhaleFin:
Products with fixed tenor (30/60/90/180/365 days) and standardized APR.
Users may select the tenor of their choice (1–365 days) with adjusted APR based on the length of the subscription.
Earned interest is settled daily, and there are zero fees for subscription and redemption. Interest can also be converted to another asset as it accrues daily– meaning that an investor can subscribe in USDT and earn interest in BTC, or vice versa.